Best Desposit/Withdrawal Methods-US Players?

I am a US Player and i want to find the best way to deposit and withdraw funds from all the various poker sites. I am willing to try and poker club account like "pic club" but they don't deposit into the big sites like Pokerstars. So if anyone has any suggestion that i can use to deposit and withdraw funds, preferrably quickly please tell. Ultimatebet makes it easy by accepting credit cards from us players but you have to get a refund by check. This is ok but if there are better ways then i would like to know them.