Great question nabmom!
I have built a small bankroll from zero before via freerolls, and the biggest lesson is: it's not about the money, it's about the discipline.
My plan to build a meaningful bankroll now would be:
1. The Source: I would not deposit and gamble. I would start with freerolls and micro MTTs. All profit goes to ONE separate bankroll, never touch it for daily life. That's the mindset shift from "player" to "bankroll builder".
2. The Games: 80% low buy-in MTTs and 20% micro cash. MTTs have the best ROI for building from small, but cash is needed to practice deep stack play and stop the "shove or fold" mentality. I would avoid high variance games like spin & go or PLO when building.
3. The Rule: Strict 100 buy-ins rule. If I have $100, I only play $1 games. If I drop to $80, I move down to $0.50. Most people fail because they shot-take when they get to $200 and go broke. Boring but it works.
4. Timeline & Risk: I would give it 6-12 months. No rush. Goal is not to make $10k fast, goal is to never go broke again. Low risk plan = higher chance to actually have a bankroll in 1 year.
The "rags to riches to
wsop Main" story is nice for movies, but real bankroll building is just grinding $2 tournaments for months and not being ashamed of it.
Have you built yours from freerolls? What was the hardest part to stick to the plan?