Best Credit Card Online Casinos in the US
Credit cards are not only the safest banking method for online gambling, but also one of the most widely available. With so many online casinos accepting credit cards in 2025, we've listed the very best that offer top security, fantastic bonuses, and quick payouts.
What is a Credit Card?
A credit card works similarly to a debit card, which is often provided by a bank, allowing people to make payments online or in person. Banks will give their credit card users a credit limit that must be paid back either in full or through monthly payments. Due to their ease of use and secure transactions, credit cards are the most popular casino banking methods in the US. Players only need to input their card details and select their chosen amount to make instant deposits. This process is more straightforward than Bitcoin, which requires an account and demonstrative knowledge of cryptocurrencies. The most common providers are Visa, Mastercard, Amex, and Discover.
Pros and Cons of Using Credit Cards
Credit cards are a perfect option for many players and come with plenty of advantages. However, there are still some things to take note of if you’re looking to make payments at online casinos with your credit card.
Pros
Accepted by a lot of online casinos, such as RealPrize and CrownCoins
Deposits are instant and straightforward
Secure and safe
Often have larger deposit limits
No account sign-up required
Cons
Bankroll can’t be as easily managed as debit cards
Could be charged interest
Some states prohibit gambling with credit cards
How to Deposit Using Credit Cards
Depositing at an online casino with a credit card is quick and simple. The process can be completed from your mobile phone, and almost every site accepts credit card deposits. This makes it more convenient than PayNearMe+ or Cash at Cage, which require visiting a nearby store or casino. Our top credit card casinos, such as Lonestar, also provide the best SSL encryption, ensuring your money is safe and arrives in your account quickly.
Here's how to deposit money at an online casino using a credit card:
1
Ensure you have a credit card that is ready to use
You can get a credit card from a bank in just a few days. You must be within the spending limit, as otherwise you will be unable to deposit.
2
Register at your chosen online casino
When creating your account, you'll be asked to input personal information. It's recommended that your details match those on the credit card to avoid complications.
3
Head to the cashier or banking page
This can be found in the account section of the casino. Here, you should click your preferred credit card method.
4
Enter the deposit amount
On a new page, you can now enter the amount you'd like to deposit. Most casinos will have a minimum deposit amount of $10.
5
Confirm the payment and begin playing
As a security measure, you will be asked to enter the CVV number on the back of your credit card. Once you've done this, you can confirm the deposit, and the funds will transfer into your account instantly.
How to Withdraw Using Credit Cards
Many online casinos also allow you to withdraw your winnings to your credit card. While this isn't as common as with deposits, the process is still just as clear. One thing to note is that Visa is much more commonly offered as a withdrawal method than MasterCard or American Express. If you deposited using either of those options, you can still withdraw using many of the other available options. Credit card withdrawals usually take around 48 hours, which can be slower than PayPal due to extra security checks.
1
Open the cashier
Found in the accounts section, the cashier section will allow you to withdraw your real money casino winnings.
2
Choose the credit card option
For most casinos, the same banking options will be provided for both deposits and withdrawals.
3
Select the amount to withdraw
Some casinos have a minimum and maximum withdrawal limit (usually $10/$50,000). Also, depending on the operator, some fees may be applied, but this isn't too common.
4
Enter your details
Much like when depositing, you'll have to confirm some personal information that matches your credit card.
5
Confirm the withdrawal
Click withdraw and then wait for the funds to land in your bank account. This commonly takes around two days, but can take longer depending on the site.
Are Credit Cards Safe and Secure?
It's widely considered that credit cards are the safest means of depositing at an online casino. Both credit card companies and the top online casinos spend huge amounts of money each year to keep customer details safe. Although other payment methods, such as Play+ and Skrill, offer their own stringent security methods, credit cards are backed by the highest quality SSL encryption you won’t find anywhere else, ensuring your payments remain fast and that no one outside of your bank and the casino can access your details.
By law, customer liability is limited with credit cards, which offer an added layer of protection. Before depositing with a credit card, do check that your bank allows gambling transactions, as not all do. Lastly, we recommend using credit cards at online casinos only if you can afford to. Remember, this is credit, and your funds should be managed sensibly. For more information on this, visit our responsible gambling page.
Types of Credit Cards
Many online casinos often utilize more than one credit card provider, so it’s important to know which one you’d prefer to use in advance.
The most popular payment provider in the US, Visa credit cards are used by over 50% of Americans. If an online casino offers credit card deposits and withdrawals, they’re sure to offer Visa as a method. Given its popularity and simplicity, Visa is one of our top recommended payment methods for use at an online casino.
Second only to Visa, Mastercard remains incredibly popular with Americans. Almost 30% own a Mastercard credit card, making it a useful payment method at an online casino. Similar to Visa, you’re likely to find Mastercard as an accepted method at almost every online casino, including sweepstakes.
With over 100 million users worldwide, Amex is popular for its enhanced security and lucrative loyalty program. The immediate deposits are also beneficial for online casino players, often with higher maximum limits than other payment methods. Not every online casino accepts Amex, however, so be sure to check in advance.
Credit Card vs Debit Card
Since both credit and debit cards are similar and widely offered at online casinos, it can be difficult to decide between them. Fortunately, we’ve analyzed the similarities and differences between them below:
Best Bonuses to Claim to Win Real Money with Credit Card
Top Games to Play at Credit Card Casinos
Best Payment Methods in the US
Bitcoin
Credit card
American Express
Credit card
Debit Card
Credit card
Mastercard
Mastercard
PayPal
PayPal
PaysafeCard
PaysafeCard
Responsible Gambling: Helping You Stay in Control
We’re committed to ensuring that you have the information, resources, and tools you need for a safe and enjoyable gaming experience. Responsible gambling means enjoying the thrill of gaming while keeping it under control. If you’re ever concerned about your own or a loved one’s gambling habits, we’re here to help with our responsible gambling page.
Gambling Addiction Resources Contacts in the United States
The National Council on Problem Gambling is one of the leading resources for gambling addiction and awareness. They provide education, prevention strategies, and helpline services.
Gamblers Anonymous is a support group for individuals struggling with compulsive gambling. It fosters long-term healing with a 12-step recovery program supported by peer-led meetings.
GamAnon is a support network of friends and family for problem gamblers. It offers a community to help loved ones navigate the challenges of addiction.
Gamtalk is an online forum where people can share experiences and seek support for gambling-related issues. It's particularly strong in fostering judgment-free discussions and group support.
The ICRG is dedicated to advancing research on gambling-related issues. They support scientific research to develop effective prevention and treatment strategies for individuals struggling with gambling addiction.
FAQs
Can you use a credit card at a casino?
Yes, you can use credit cards at an online casino. Simply follow the steps listed on this page to deposit and withdraw safely.
How do you use a credit card at an online casino?
The process of using a credit card at an online casino is simple. Head to the cashier, enter your details, and make your deposit.
What are the benefits of gambling with a credit card?
The main benefit of using a credit card when gambling online is the speed of transfers. Credit cards are also extremely safe to use, thanks to high-level encryption.
Do I have to pay fees using a credit card at a casino?
Some processing fees can occur when using a credit card at an online casino, but it's quite uncommon. The best online casinos will cover any processing fees.
Which credit cards are the best for gambling online?
Visa credit cards are the best to use simply because they are the most widely accepted. However, Mastercard, Amex, and Discover are all popular methods that you will find are accepted at many online casinos.
